Get Premium Access
Info

Stacking Benjamins: Earn, Save, and Spend Money With a Plan

Joe Saul-Sehy & OG discuss current finance trends, interview personalities and share the microphone with finance and non-finance people from across the nation...all from the comfort of Joe's parent's basement.
RSS Feed Premium Podcasts
2017
April
March
February
January


2016
December
November
October
September
August
July
June
May
April
March
February
January


2015
December
November
October
September
August
July
June
May
April
March
February
January


2014
December
November
October
September
August
July
June
May
April
March
February
January


2013
December
November
October
September
August
July


Categories

All Episodes
Archives
Categories
Premium Episodes
Now displaying: Page 1
Apr 26, 2017

The Fintern brings another great episode today featuring Darrow Kirkpatrick giving plenty of advice on retirement. 

 

Here's the original description: 

 

Can you retire yet? Our friend Darrow Kirkpatrick not only can help you answer that question, but he’s coming down to the basement to share TESTED early retirement strategies, such as the role of annuities, setting up your investments, insurance decisions, surprises in retirement, and more.

AND because we’re kicking off a fresh eight weeks of shows, of course, there’s much more. We discuss the five most important years of your financial life, a new US Government measure of financial health AND the cost of the world’s largest yacht. Albert calls us on the Quotacy hotline to ask how he should switch careers toward becoming a financial advisor and Jason writes us about Roth IRAs.

We have all of that AND still more on today’s podcast!

Thanks to MagnifyMoney.com and SoFi for sponsoring our podcast.

 

This episode originally aired on Jun 6, 2016. 

 

Apr 24, 2017

Today, the FinTern rewinds to one of our favorites episode when Farnoosh Torabi visited the basement to answer your letters. She answered far better than we could have without her.  

Here's the original show description: We try to stump the amazing Farnoosh Torabi of So Money podcast fame with your letters….but she’s too amazing and answers FOUR of them with little help from us. Should you start a house flipping business with friends? What assumptions should you make in a financial plan? How do you fast forward podcasts?

We also talk about the MOST SHOCKING way to get rich….you’ll have to hear it to believe it….AND PK tackles the most expensive years you’ll have during your lifetime. Thanks to SoFi and MagnifyMoney for sponsoring our podcast!

This episode originally aired Jun 24, 2015.

Apr 21, 2017

Why are people struggling to make ends meet? Our roundtable gang today (joined by author of the new book Broke Millennial) kicks off the fun by examining why (according to a recent Washington Post piece), some families just can't seem to save. We'll then dive into worry....and the ways to stop worrying and start saving!

Like every roundtable....we won't dwell on a single topic long, so next up on our Friday FinTech segment, we'll talk to Brett Crosby, who'll introduce us to PeerStreet, a new platform for investing in real estate.

We'll then end the episode by talking about weird jobs. Trust me...if you've listened to the show for any length of time, you'll be surprised by a few revelations on today's show.

Thanks to SoFi and MagnifyMoney.com for sponsoring our show!

Apr 19, 2017

Struggling at work? We’ll review some of the “new rules” of business with the founders of TheMuse.com, Kathryn Minshew and Alex Cavoulacos. We’ll talk about new rules in networking, finding the career you love, networking, and working more effectively at the job you love.

In our headline segment, Brian Barnes, CEO of M1Finance drops by to talk about tax planning. We know tax day was yesterday but these tips will help you make tax-smart moves while investing for the future. We’ll also talk about another company being sued by an employee for rotten 401k options. Target date funds are again in the middle of some more controversy.

Gena calls the Haven Life line to ask about the American Opportunity Credit, we share good news about recent guest Adam Dell and the Clarity app, and answer a letter from Ben about emerging markets investing. Is active investing the best way to go in smaller, more volatile markets? Of course, Doug brings down the trivia, and much, much more.

Huge thanks to SoFi and MagnifyMoney.com for sponsoring Stacking Benjamins!

Apr 17, 2017

Struggling to earn enough to stay afloat? Some of our past guests have shared pointed tips to put more cash in your pocket. Today's different because Jen Sincero talks with us about changing the discussion between your ears. We'll tackle how to get out of your own way so you can become a money making machine. Her new book is called You Are A Badass at Making Money, and she joins us in the basement to help you start moving toward more fruitful self-talk.

In our headlines segment, Mark Steber from Jackson Hewitt joins us to talk last-minute tax day tips. He'll share some of the biggest mistakes they see, plus some timely tips if you think you won't get your taxes finished in time for tomorrow's deadline.

Plus, we throw out the Haven Life line to Hannah, who's worried about how best to invest her health savings account. We answer a letter from  Bobby about investing and pensions. Doug provides some vacation-related trivia, and more!

Special thanks to  SoFi and Magnify Money for sponsoring our show! We couldn't do any of this without the support of these awesome companies.

Apr 14, 2017

Which stats are the most important to track? Our roundtable this week focuses in on just one stat....and an article that says it's the most powerful statistic of all for your pocketbook.

On the Freshbooks FinTech segment we talk about the recent issues at Digit. The popular savings app recently went from the fantastic price of "free" to $2.99 per month. There was huge fallout on the internet....over $2.99 per month. Is this an overreaction? What happens when apps pivot? We ask three industry insiders for their point of view, and boy do they bring it. Shane Steele from Chime, Mike Lentz from TipYourself, and Brad Lawler from the Draft app give us their perspective. 

Thanks to SoFi and MagnifyMoney.com for sponsoring our show!

Apr 12, 2017

If anyone knows the heartbeat of personal finance, it's Today Show Money Editor Jean Chatzky. On today's podcast, Jean joins us in the basement to talk about your financial engine. How well is it running? She's teamed up with Dr. Michael Roizen to talk about how to age-proof your life. We'll have LOTS of tips and resources today.

In our headline segment, we talk annuities. Our arch-enemy Meg forwarded us a nefarious piece about annuities that clearly displays what some annuity salespeople are thinking--they just want your cash. Plus, we throw out the Haven Life line and also save time for Doug's trivia.

Special thanks to  SoFi and Magnify Money for sponsoring our show! We couldn't do any of this without the support of these awesome companies.

Apr 10, 2017

Erin Loechner personally was tired of the rat race, so she chose to walk a different path. ON today's show, Erin shares how she contemplates every aspect of her life....from career decisions to spirituality, eating at home to mortality. We earn and spend money to support a lifestyle, and Erin explains how she's chasing a different one than most.

Plus, we throw out the Haven Life line to Adam, who asks about HSAs. We'll also answer a letter from Sarah, who wonders if she's taking too much risk with her investments.

Special thanks to  SoFi and Magnify Money for sponsoring our show! We couldn't do any of this without the support of these awesome companies.

Apr 10, 2017

Erin Loechner personally was tired of the rat race, so she chose to walk a different path. ON today's show, Erin shares how she contemplates every aspect of her life....from career decisions to spirituality, eating at home to mortality. We earn and spend money to support a lifestyle, and Erin explains how she's chasing a different one than most.

Plus, we throw out the Haven Life line to Adam, who asks about HSAs. We'll also answer a letter from Sarah, who wonders if she's taking too much risk with her investments.

Special thanks to  SoFi and Magnify Money for sponsoring our show! We couldn't do any of this without the support of these awesome companies.

Apr 7, 2017

On today's podcast we're talking about lying. A recent news piece reports that there are nine lies we're told about retirement planning. We'll break them down with Greg, Paula, and special guest Rich Jones from the hit podcast Paychecks and Balances.

We won't stop there, thought. We'll also discuss a recent question to the Moneyologist at MarketWatch. If you had two kids and one was irresponsible, would you disown him? We ask our roundtable that very question and come up with some interesting estate planning themes you may want to address in your own planning.

On the Freshbooks FinTech segment we talk to Michael Asare from Fee Belly. Ever feel like the fine print in a contract is completely against you? Fee Belly was designed to show you ALL of the fine print by highlighting it so you can easily see where contracts might not be in your favor. We'll ask him how it works on today's podcast.

Thanks to SoFi and MagnifyMoney.com for sponsoring our show!

Apr 5, 2017

Collectively, we aren't very good at the money talk. Either we talk down to people, fumble opportunities, or just mangle the topic. Today Marcy Keckler, VP of Financial Strategy for Ameriprise Financial heads down to the basement to cover all things communication and money. We'll discuss spouses/partners/significant others, spend a few moments on techniques to use with children, and then tackle the tough one, aging parents or adult kids.

In our headline segment two companies were scammed online and send LOTS of Benjamins to a crook. We'll explain how that happened and circle around to some tips about how you can protect your identity. Then our social media expert, Jamie Wise from the BUZZ Index (Ticker: BUZ) joins us with social media news about market sentiments overall, and about specific companies like Tesla and Verizon.

Plus, we throw out the Haven Life line to Sasha, who's worried about college. Are prices going to increase and how do parents protect children from the monster cost of an education? We'll also answer a letter from Collin, and also save time for Doug's trivia.

Special thanks to  SoFi and Magnify Money for sponsoring our show!

Apr 3, 2017

Monday is the best day of the week to answer mail, and MAN do we have some great ones today. Bill asks us about the correlation between expenses and wealth, Brian wonders whether maxing out his HSA or 401k makes more sense, and Kevin hits us up for an answer about the Vanguard college savings plan. With a little luck, we even might have answered one or two correctly! Plus, on the Haven Life line, we answer a question from Ray about 529 plans. He asks about penalties inside these plans.

But that's not all....in our headline segment we're joined by Greg Johnson from Club Thrifty. Are funeral directors ripping families off? He'll answer a question we found in a recent New York Times article. Of course, we'll talk about being financially faithful, about OG's five iron, Doug's air bath, and more.

Special thanks to  SoFi and Magnify Money for sponsoring our show!

Mar 31, 2017

Some sad statistics emerged last week...Americans are dying with bundles of debt. What does that mean for relatives? How do we talk to aging parents about money? Our roundtable team of Hilary Hendershott from the Profit Boss podcast, Eric Rosenberg from the Personal Profitability podcast, and anonymous blogger Mr. Groovy from the Freedom Is Groovy blog join us to discuss. They also tackle investing and comfort....if you're comfortable with your investments is that a sign of trouble ahead? Finally, we'll share some crazy stories about making money using your home and bad jobs we've all held.

On the Freshbooks FinTech segment we switch gears to HR, and talk to Suzanne Lucas, AKA the Evil HR Lady.

Thanks to SoFi and MagnifyMoney.com for sponsoring our show!

 

Mar 29, 2017

Have you ever felt like the world was working against you and you just couldn't move your life in the right direction? We've all been there...and today's guest, Daniel Gefen, at one point worked out of a hotel lobby on his business because...well...we'll let him tell the story. If you're struggling, we're glad you're here. Our guest today is specifically for you, but also is a reminder to the people who've climbed the mountain that the journey was difficult and there are so many opportunities for us to lend a hand.

That's not all. In our headline segment we talk Uber. Why? It turns out the current Uber ugliness is a great metaphor for the reason we were so disinterested in the Snap IPO a few weeks ago. Listen in and we'll explain. We'll also tackle the best way to look rich. Sick of chasing rich and just want to look like you've got bank? Today's podcast is for you.

Plus, we throw out the Haven Life line to Kevin, who's trying to buy real estate and help his aging father, answer a great letter from our new friend Nick, and also save time for Doug's more-bizarre-than-ever spring cleaning trivia.

Special thanks to  SoFi and Magnify Money for sponsoring our show! We couldn't do any of this without the support of these awesome companies.

Mar 27, 2017

Is active investing dead? Phil Bak and Jamie Wise don't think so....but they do think it's changing. We'll talk to the CEOs from two of the newest crop of exchange traded funds (tickers ACSI & BUZ) about not only their methods of choosing stocks versus those of traditional active managers, but how the landscape overall might be different in the very near future for investors.

That's not all. In our headline segment we talk pensions. Is the end near? Also, we'll discuss some active fund managers performing well today. Should you move some money toward those approaches? We'll have an opinion. Plus, we throw out the Haven Life line, answer a great letter from a listener, and also save time for Doug's trivia.

Special thanks to  SoFi and Magnify Money for sponsoring our show!

Mar 24, 2017

While people say that marrying for money is a horrible reason to wed...are there positives? We ask Len Penzo and special guest Jessica Moorhouse from the Mo' Money podcast, that question...and as usual, the answer isn't what you'd expect. Plus, we talk about guaranteed income streams. It seems everyone wants one...but is the cost of a guarantee worth it? Finally, we'll tackle the video everyone's been talking about...the professor on the BBC who's interrupted by family. What are some workplace gaffes that WE'VE had happen? You'll laugh with us (and probably at us).

On the Freshbooks FinTech segment we talk to Jon Ziglar from Parkmobile about some much-needed technology. How about an app that helps you find and pay for parking without all of the hassle? We'll ask him how it works on today's podcast.

Thanks to SoFi and MagnifyMoney.com for sponsoring our show!

Mar 22, 2017

Today we haul the mailbag down to the basement and answer stacks of your letters, about investing an inheritance, taking Social Security, ripping money out of a retirement plan, converting a traditional IRA to a Roth IRA, and more. Plus, on the Haven Life line, we answer a question about interest rates. Janet Yellen and company just raised rates. What does that mean for your money?

But that's not all....we'll talk about the Roth vs. Traditional IRA debate (now even Ed Slott is involved.....), speak to Morag Barrett, co-author of The Future-Proof Workplace about NCAA office pools, and STILL leave time for Doug's trivia. 

Special thanks to  SoFi and Magnify Money for sponsoring our show!

 

Mar 20, 2017

Don't belong to a credit union? You may be missing out. While banks work hard to please shareholders and customers, credit unions exist solely for the benefit of their members Today we're joined by representatives from three of the biggest credit union related companies in the USA, who'll give us the lowdown on the huge range of services they provide, share some surprising information about technology, and clear up misconceptions about how credit unions operate.

As always, that's not all. We'll throw out the Haven Life line to save another lucky listener from a financial problem. We'll share headlines, take your letters, and still have time for Doug's trivia.

It's a busy day in the basement. Special thanks to SoFi and Magnify Money for sponsoring our show!

 

 

Mar 17, 2017

This has been a LONG bull market. So if you know that the next eight years will most probably NOT be like the previous eight, do you swap out some of your investments? We ask our roundtable panel that on today's show and as always, find Greg, Len and Paula all have different answers than you probably expected.

We also tackle lifestyle paradigms. Are you paying too much attention to your neighbor's success? Finally, we'll discuss fake news....no, we aren't going politics. We'll ask our panel whether there's any "fake news" in the money area that they're sick of hearing. Of course, they come through with some great examples.

In our Freshbooks FinTech segment we talk to SelfLender CEO James Garvey about building credit. How does SelfLender help people find financial footing? They have an interesting idea and an exciting approach. Can't wait for you to hear all about it.

Thanks to SoFi and MagnifyMoney.com for sponsoring our show!

Mar 15, 2017

If you're building you budget, why not build for greatness? Sarah Li Cain has a different kind of budget...one that fits that person who isn't a big fan of spreadsheets and managing every penny. How does it work? She'll explain today.Plus, we'll share headlines about new investments with a "performance guarantee," throw out the Haven Life line to Thomas, who has a question about risk, and answer a letter from Donna, who wonders if she should pay off her car.

Special thanks to  SoFi and Magnify Money for sponsoring our show!

Mar 13, 2017

On today's podcast we have a success story. Kevin & Erin Jones paid off over $107,000 in debt in just over two years. How did they do it? What sacrifices did they make? ....AND how did a financial advisor help them in an uncommon way? We'll have the full story today.

In headlines, we're also joined by John Breyault from the National Consumers League, who tells us about tax time rip offs. Want to avoid fraud this tax season? Listen to John's advice today. Plus, we throw out the Haven Life line to Eric, who asks a question about homeowner's claims, take a letter from Ty, and STILL leave time for Doug's beef-flavored trivia. Of course there's much more....so hit play already, would ya'? 

Special thanks to  SoFi and Magnify Money for sponsoring our show!

 

Mar 10, 2017

Can ETFs be harmful to your portfolio? In recent interviews both John Bogle and Warren Buffet said as much....so should you be worried? Linda P. Jones from the Be Wealthy and Smart podcast joins us to talk about that, and about opportunities. How do you become an opportunity slut? 

On today's Freshbooks HR segment we talk to the Evil HR Lady, Suzanne Lucas about pay cuts. Is there EVER a time when you SHOULD take a pay cut? She says (unfortunately) "yes." We'll explain on the show.

Thanks to SoFi and MagnifyMoney.com for sponsoring our show!

Mar 8, 2017

Today YOU are the star of the show because we're wheeling out a bucket full of your letters and answering as many as possible. We'll talk about government regulation, buying a house, retiring, where to invest money, whether there'll be a market downturn soon....and more.

Plus, Jamie Wise from the BUZZ Index joins us to talk social media. What's the crowd say about the current market? He'll answer that (and you may not like what he has to say....). AND STILL we still find PLENTY of time to throw out the Haven Life line to Clayton, who's wondering if he should deploy his savings toward his student loans. Of course, that's not all....Doug also brings home the trivia, and more.

Special thanks to  SoFi and Magnify Money for sponsoring our show!

Mar 6, 2017

Today we talk about the "hidden job market" with Mark Gasche from SoFi. What do we need to know about networking, talking to your boss, and leverage to make sure we find the perfect job either inside of our current company or outside?

In headlines, we talk about a two horrifying trends: senior citizens are struggling with student loans AND Merrill Lynch is talking about turning away from the fiduciary rule.  Also, we throw out the Haven Life line to Tom, who asks about creating his own pension. Is that a good idea? Plus we answer your letters, Doug brings home the trivia, and more.

Special thanks to  SoFi and Magnify Money for sponsoring our show!

1 2 3 4 5 6 7 Next » 26